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Minnesota Surety Bonds

We provide Minnesota surety bonds with fast approval and simple online quoting.

Fast quotes • State-compliant • All 50 states

Surety Bonds in Minnesota

A surety bond is a financial guarantee required by the State of Minnesota, licensing boards, or regulatory agencies for many professions and businesses. The bond ensures that the bonded individual or company will follow state laws, licensing rules, and contractual obligations.

If the bonded party fails to comply, the bond provides protection for the state or affected parties.

We provide Minnesota surety bonds for businesses and individuals across a wide range of industries, with fast approval and simple online quoting.

What Is a Surety Bond?

A surety bond is not insurance for the business. Instead, it is a three-party agreement between:


  • Principal – the business or individual required to obtain the bond
  • Obligee – the state agency or authority requiring the bond
  • Surety – the company that issues and guarantees the bond
     

Surety bonds are commonly required for licensing, permits, and regulatory compliance in Minnesota.

Who Needs a Surety Bond in Minnesota?

You may need a Minnesota surety bond if you are:


  • Applying for a professional or business license
  • Renewing or reinstating a license
  • Operating in a regulated industry
  • Required to post a bond by a state or local authority
     

Bond requirements vary by license type, agency, and profession.

Common Minnesota Surety Bonds We Provide

We offer many types of surety bonds required in Minnesota, including:


Personal Care Assistance (PCA) Bonds

Required for certain PCA agencies to comply with Minnesota Department of Human Services (DHS) requirements.


Contractor License Bonds

Required for many construction trades and contracting licenses in Minnesota.


Auto Dealer Bonds

Required for new and used vehicle dealers as part of state licensing.


Freight Broker (BMC-84) Bonds

Federally required for freight brokers operating in Minnesota and nationwide.


And hundreds more!

How Much Does a Minnesota Surety Bond Cost?

The cost of a surety bond is a small percentage of the total bond amount.

Pricing is based on:


  • Credit profile
  • Bond type and amount
  • Business or professional history
     

Most applicants pay an annual premium, not the full bond amount.

You can request a quote to see your exact cost in minutes.

Simple Bond Process

 

  • Request a Quote
    Submit basic information about the bond you need.
     
  • Fast Review
    Many bonds are approved the same day.
     
  • Bond Issued
    Your bond is issued and ready for filing with the appropriate authority.

Why Work With MinnGuard Insurance Solutions?

  • Minnesota-compliant surety bonds
  • Access to nationwide surety markets
  • Fast approval and issuance
  • Clear, straightforward process
  • Licensed to provide bonds in all 50 states
     

We help you get bonded correctly so you can stay compliant and move forward with confidence.

Get a Minnesota Surety Bond Quote

 Need a Minnesota surety bond fast? 

Minnesota Surety Bonds

Quote and issue in less than 10 Minutes!
Find and Quote 100s of Bonds HereAuto Dealer Bonds in MinnesotaMinnesota Contractor BondsMN Freight Broker Bonds Minnesota Personal Care Attendant (PCA)

Copyright © 2026 MinnGuard Insurance Solutions - Coverage You Can Trust - All Rights Reserved.


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