Welcome

MinnGuard is able to write over 1,000 classes of Commercial General Liability business under binding authority. Our ability to quickly and accurately quote most risks over the telephone combined with our low minimum premiums is what separates us from others in excess and surplus lines insurance. 

Designed with artisan contractors in mind, our contractor program gives our agency the ability to quote and issue risks directly from our office or over the phone.

Coverages are typically placed with "A" rated non-admitted carriers and include completed operations, $5,000 medical payments and $100,000 Damage to Premises Rented.

MinnGuard has an aggressive appetite for all forms of property and package business. Our in-house capacity is to $1,000,000 and we are active in writing coastal exposures. This, coupled with telephone quotes and binders and quick policy issuance, is what separates our agency from other less capable outlets. 

Professional Liability and Directors & Officers insurance are essential for firms and organizations engaged in assisting or advising with information based upon a specialized body of knowledge or expertise. Minnguard offers competitively priced products, broad and unique coverage, and fast policy turnaround time.

Brokerage classes: Limits of $1,000,000/$2,000,000 primary with umbrella limits available up to $5 million.

MinnGuard  now offers a quick and easy alternative to the NFIP that can be quoted online in minutes for both commercial and residential property! 

MinnGuard likes hard-to-write commercial and residential property, including coastal exposures. 

Vacant Property: Quote and bind over the phone! Policies from one to twelve months.

Builder's Risk: Ground up renovation projects are eligible for both commercial and residential properties. Premises Theft may be added as well.

MinnGuard writes coverage on houses. In most cases, bank-owned, estate-owned, real estate-owned and bankruptcies are also eligible, including vacant and builder's risk.

 When it comes to personal liability, we have limits available up to $1,000,000, including medical payments. Golf cart liability can even be added if needed.